Compulsory Third Party Liability (CTPL)
Mandatory insurance for a possible liability to a third party (person).
Own Damage
Covers accidental damages done to insured vehicle.
Loss or Theft
Covers damages on car caused by theft (e.g broken door locks).
Excess Bodily Injury (EBI)
Medical or death compensation for injured third parties (person).
Property Damage
Covers third party vehicles or properties that have been damaged by the insured person.
Passenger Auto Personal Accident (AUTO-PA Per Passenger)
Covers medical, funeral, or hospitalization expenses for the injuries or deaths of other people riding the vehicle.
Personal Accident Insurance 24/7 (PA)
Accident insurance whether customer is in or outside the vehicle.
Acts of Nature (AON)
Covers damages caused by nature and other calamities.
Riot, Strikes & Civil Commotion (RSCC)
Cover against damages caused by RSCC.
Loss Of Use
Insurer will pay for the transportation expenses of the insured while waiting for the car to be repaired
Emergency Roadside Assistance
Includes services during the accident such as towing services, shuttle to destination or home, & hotel accomodation (2 nights max).